The Housing Rehabilitation loan program provides income qualifying homeowners in Mesa, Garfield, and Rio Blanco counties access to low interest-rate loans to repair and maintain their homes. The goal is for a homeowner to have a healthier home to live in for years to come, comfortably and safely.
Loan rates are typically from 0%-3% and payments are customized by Housing Resources based upon the homeowner’s ability to pay.
The program is designed to finance essential repairs to improve health, safety, energy conservation, structural deficiencies, electrical, plumbing, roofing, windows, foundation repairs, and accessibility modifications.
The Rehabilitation Loan Coordinator secures bids for the projects, help clients choose qualified contractors, coordinates with all inspections, and provides assistance with the necessary paperwork. Housing Resources makes the loans, secured by a promissory note and deed of trust. Payments are based upon the client’s ability to pay, not necessarily the amount borrowed. All loans must be paid in full when the property is sold, given away, or inherited.
Please call our Housing Rehabilitation loan coordinator for specific income qualifications and further details about this program, (970) 773-9748. Fill out the application request to the right and let us see how we can help you. Applications are accepted year-round.
The Woodstove Replacement program is a grant program that replaces a non EPA woodstove with an EPA stove in Mesa County. The Woodstove Replacement Program has an income guideline of 80% Area Median Income (AMI) or less. Please contact the office for applications and additional information at (970) 241-2871.
The Critical Home Repair program is a grant program that specifically serves those living in the City of Grand Junction. The program is for minor plumbing and swamp cooler repairs that average around $400.00. The Critical Home Repair program serves those that are at 80% Area Median Income (AMI) or less, and who are also homeowners. Please contact our office for an application and additional information at (970) 241-2871.
Do you want to build your own home but think you can't afford it?
Use your labor building the home as the downpayment.
Do you own or rent your own home and need help getting it ready for winter?
Weatherizing a home can save you money and help keep your home cool in the Summer and warm in the Winer.
Do you own your home and need assistance repairing it?
We are now serving Mesa and Garfield Counties with this program!
Looking for a home to rent?
We have several properties that my fit what you are looking for.
See how you can volunteer with Housing Resources.
Volunteers make a HUGE difference!
Take a look at what's going on at Housing Resources:
Home Buyer Education Classes