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Homebuyer Education

Homebuyer Education Information

Buying a home is often times the biggest financial decision of one's life. Housing Resources is here to assist and prepare first time homebuyers in becoming successful homeowners.  Homebuyers who attend Homebuyer Education are 30% less likely to have a foreclosure than those who do not participate.

Our in person Homebuyer Education classes are cancelled through December 2020 due to the COVID-19 pandemic. We hope to resume in 2021. Please call our office at (970 241-2871 for further information.

By attending a FREE, in person, Homebuyer Education class you can expect to learn about the following:

  • Professionals roles involved in the home buying process
  • Recognize how your credit relates to home buying
  • Determine how much home you can afford 
  • Budget for the upfront and ongoing expenses of homeownership
  • How to obtain down payment assistance
  • Understand mortgage financing options
  • Shopping for a home
  • Learn about real estate and the loan closing process
  • Insurance options
  • Post purchase home care

Home Buyer Education Classes: In person and online

To register for an class fill out the HBE class registration form.
For more information contact Deb at (970) 241-2871 or by e-mail Debh@hrwco.org

All in-person classes have been cancelled through July 2020 due to COVID-19. We hope to resume in August 2020.
Please visit our calendar for a list of 2020 Homebuyer Education class dates.

Classes are held in Grand Junction at Garden Village Appartments Community Building,
2601 Belford Avenue, Grand Junction, CO 81501
This is a one day session from 9:00 a.m. – 3:30 p.m. on the following dates:

Classes are held in Montrose at the Delta Montrose Electirc Association (DMEA),
11925 6300 Road Montrose, Colorado 81401
This is a one day session from 9:00 a.m. – 3:30 p.m. on the following dates:

Colorado Housing and Finance Authority (CHFA) approved classes around the State. 


HBE online class information:
Housing Resources also offers HBE online ehome classes for $99.00 for the first person and $50 for each additional borrower.
ehome link

  • Each borrower must take the online class individually
  • The online class generally costs $99.00 for the borrower and $50.00 for each additional coborrower using the same provider
    (a discount code is e-mailed to coborrower once borrower registers with a coborrower.)
  • Online classes require a post-class housing counseling session completed over the phone
  • Housing Resources has a Spanish Speaking HBE counselor

 


Post-Purchase Classes:

Post-purchase education is a vital part of homeowner education, helping to support successful long-term homeownership.

HRWC provides Post Purchase Education Program offers group education to homeowners focusing on sustaining homeownership; teaching homeowners how to manage their property as an asset and use their equity responsibly while learning how to maintain their properties to promote safety and prevent future costly repairs as well as education on community resources and opportunities for community involvement.


Housing Resources also provides service to families through individual or group counseling services through the Housing Counseling and Education Center. While assisting families or individuals in enhancing home management skills for homeowners or renters, Housing Resources believes that people must become better educated and knowledgeable about the entire process. This approach will provide genuine long-term benefits for future generations while providing immediate benefits in upward mobility and stability in home management.

Services include:

  • Money management and budgeting
  • Use of credit and procedures for correcting credit
  • Home maintenance and repair with referrals to available resources
  • Assistance in obtaining access to home rehabilitation loans
  • Education and assistance in the use of utilities/energy consumption, e.g. Weatherization and LEAP program
  • Assistance in identifying other community resources for home improvement education and neighborhood improvement

Our Impact This Year

  • Volunteer Hours

    3,190

  • Dollars Raised

    $10000

  • Program Participants

    892

© 2020 Housing Resources of Western Colorado

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