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Homebuyer Education

Homebuyer Education Information

Buying a home is often times the biggest financial decision of one's life. Housing Resources is here to assist and prepare first time homebuyers in becoming successful homeowners. Homebuyers who attend a Homebuyer Education class are 30% less likely to have a foreclosure than those who do not participate.

By attending a FREE, in person, Homebuyer Education class you can expect to learn about the following:

  • Professionals roles involved in the home buying process
  • Recognize how your credit relates to home buying
  • Determine how much home you can afford 
  • Budget for the upfront and ongoing expenses of homeownership
  • How to obtain down payment assistance
  • Understand mortgage financing options
  • Shopping for a home
  • Learn about real estate and the loan closing process
  • Insurance options
  • Post purchase home care

Home Buyer Education Classes: In person and online

Upcoming in person Homebuyer Education classes for 2021.
Class size will be limited to 10 households. Masks will not be required but we will social distance.
Classes are held in Grand Junction at Garden Village Appartments, Community Building,
2601 Belford Avenue, Grand Junction, CO 81501

Saturday, October 16, 2021 from 9:00 a.m. – 3:30 p.m.
Participants can register with this link for the 10/16/21 Homebuyer Education Class.

Saturday, November 20, 2021 from 9:00 a.m. - 3:30 p.m.
Participants can register with this link for the 11/20/21 Homebuyer Education Class.

Saturday, December 11, 2021 from 9:00 a.m. - 3:30 p.m.
Participants can register with this link for the 12/11/21 Homebuyer Education Class.

For more information contact Deb at (970) 241-2871 or e-mail her at Debh@hrwco.org

Colorado Housing and Finance Authority (CHFA) approved classes around the State. 


HBE online class information:
Housing Resources also offers HBE online ehome classes for $99.00 for the first person and $50 for each additional borrower.
ehome link

  • Each borrower must take the online class individually
  • The online class generally costs $99.00 for the borrower and $50.00 for each additional coborrower using the same provider
    (a discount code is e-mailed to coborrower once borrower registers with a coborrower.)
  • Online classes require a post-class housing counseling session completed over the phone
  • Housing Resources has a Spanish Speaking HBE counselor

 


Post-Purchase Classes:

Housing Resources Post-Purchase Education Program offers group education to homeowners focusing on sustaining homeownership; teaching homeowners how to manage their property as an asset; how to use their equity responsibly all while learning how to maintain their properties to promote safety and prevent future costly repairs; provide education on community resources and opportunities for community involvement. Post-purchase education is a vital part of homeowner education, helping to support successful long-term homeownership.


Housing Resources also provides service to families through individual or group counseling services through the Housing Counseling and Education Program. While assisting families or individuals in enhancing home management skills for homeowners or renters, Housing Resources believes that people must become better educated and knowledgeable about the entire process. This approach will provide genuine long-term benefits for future generations while providing immediate benefits in upward mobility and stability in home management.

Services include:

  • Money management and budgeting
  • Use of credit and procedures for correcting credit
  • Home maintenance and repair with referrals to available resources
  • Assistance in obtaining access to home rehabilitation loans
  • Education and assistance in the use of utilities/energy consumption, e.g. Weatherization and LEAP program
  • Assistance in identifying other community resources for home improvement education and neighborhood improvement

Our Impact This Year

  • Volunteer Hours

    3,190

  • Dollars Raised

    $10000

  • Program Participants

    892

© 2021 Housing Resources of Western Colorado

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