The Housing Rehabilitation Loan Program provides income qualifying homeowners in Mesa, Garfield, and Rio Blanco countys access to low interest-rate loans to repair and maintain their homes. Loan rates are typically from 0%-3%. The program is designed to finance essential repairs to improve health, safety, energy conservation, structural deficiencies, and modifications such as electrical, plumbing, roofing, windows, handicap modifications and foundation repairs that enable individuals or famileis to continue living in their existing homes longer. The Rehabilitation Loan Coordinator secure bids for the projects, help clients choose qualified contractors, coordinates with all inspections, and provides assistance with the necessary paperwork. Housing Resources makes the loans, secured by a promissory note and deed of trust. Payments are based upon the client’s ability to pay, not necessarily the amount borrowed. All loans must be paid in full when the property is sold, given away, or inherited
Below are samples of qualifying incomes. Please call our Housing Rehabilitation Coordinator for qualifying amounts for other sized households.
Mesa County: (1) Person household can make up to $33,600 and qualify
(4) Person household can make up to $48,000 and qualify
Garfield County: (1) Person household can make up to $39,040 and qualify
(4) Person household can make up to $55,760 and qualify
Rio Blanco: (1) Person household can make up to $42,640 and qualify
(4) Person household can make up to $60,000 and qualify
Eligible home improvement activities include, but are not limited to:
Since its inception in 1991, the Housing Rehabilitation Program has improved nearly 235 homes in Mesa County.
The Housing Rehabilitation Loan Program could help YOU remain in your home longer. Call to see how we can help you today! 970-241-2871 X101
If your home needs to be repaired and you are afraid that you can’t afford it, fill out the application request to the right.
Applications are accepted year-round.
Do you want to build your own home but think you can't afford it?
Use your labor building the home as the downpayment.
Do you own or rent your own home and need help getting it ready for winter?
Weatherizing a home can save you money and help keep your home cool in the Summer and warm in the Winer.
Do you own your home and need assistance repairing it?
We are now serving Mesa and Garfield Counties with this program!
Looking for a home to rent?
We have several properties that my fit what you are looking for.
See how you can volunteer with Housing Resources.
Volunteers make a HUGE difference!
Take a look at what's going on at Housing Resources:
Home Buyer Education Classes