Homebuyer Education Information
Buying a home is often times the biggest financial decision of one's life. Housing Resources is here to assist and prepare first time homebuyers in becoming successful homeowners. Homebuyers who attend a Homebuyer Education class are 30% less likely to have a foreclosure than those who do not participate.
By attending a FREE in-person Homebuyer Education class, you can expect to learn about the following:
- Professionals roles involved in the home buying process
- Recognize how your credit relates to home buying
- Determine how much home you can afford
- Budget for the upfront and ongoing expenses of homeownership
- How to obtain down payment assistance
- Understand mortgage financing options
- Shopping for a home
- Learn about real estate and the loan closing process
- Insurance options
- Post purchase home care
Home Buyer Education Classes
Upcoming in person Homebuyer Education classes
All Grand Junction classes are held one Saturday per month from 9 am to 4 pm at Garden Village Apartments, Community Building,
2601 Belford Avenue, Grand Junction, CO 81501.
Participants can register for classes with this link
One Time Course:
April 13, 2024 - 9 a.m. - 4 p.m.
300 W 4th Street
Craig, CO 81625
Grand Junction, CO
January 27, 2024 - 9 a.m.- 4 p.m.
February 10, 2024 -9 a.m.- 4 p.m.
March 2, 2024 - 9 a.m.-4 p.m.
March 23, 2024 - 9 a.m.- 4 p.m.
April 13, 2024 - 9 a.m.- 4 p.m.
May 4, 2024 - 9 a.m.- 4 p.m.
June 8, 2024 - 9 a.m.- 4 p.m.
July 13, 2024 - 9 a.m.- 4 p.m.
August 10, 2024 -9 a.m.- 4 p.m.
September 21, 2024 - 9 a.m.- 4 p.m.
October 12, 2024 -9 a.m.- 4 p.m.
November 9, 2024 -9 a.m.- 4 p.m.
December 14, 2024 - 9 a.m.- 4 p.m.
Our virtual option for homebuyer education is now only open for people who are living outside of Mesa County.
For more information contact Deb at (970) 241-2871 or e-mail her at Debh@hrwco.org
Colorado Housing and Finance Authority (CHFA) approved classes around the State.
HBE online class information:
Housing Resources also offers HBE online ehome America classes for $75.00 per Borrower
www.ehomeamerica.org/hrwco
- Each borrower must take the online class individually
- Online classes require a post-class housing counseling session completed over the phone
- Housing Resources has a Spanish Speaking HBE counselor
Post-Purchase Classes:
Housing Resources Post-Purchase Education Program offers group education to homeowners focusing on sustaining homeownership; teaching homeowners how to manage their property as an asset; how to use their equity responsibly all while learning how to maintain their properties to promote safety and prevent future costly repairs; provide education on community resources and opportunities for community involvement. Post-purchase education is a vital part of homeowner education, helping to support successful long-term homeownership.
Housing Resources also provides service to families through individual or group counseling services through the Housing Counseling and Education Program. While assisting families or individuals in enhancing home management skills for homeowners or renters, Housing Resources believes that people must become better educated and knowledgeable about the entire process. This approach will provide genuine long-term benefits for future generations while providing immediate benefits in upward mobility and stability in home management.
Services include:
- Money management and budgeting
- Use of credit and procedures for correcting credit
- Home maintenance and repair with referrals to available resources
- Assistance in obtaining access to home rehabilitation loans
- Education and assistance in the use of utilities/energy consumption, e.g. Weatherization and LEAP program
- Assistance in identifying other community resources for home improvement education and neighborhood improvement
