Uniquely designed to help people help themselves, Self-Help Housing is a "sweat equity" program through Housing Resources of Western Colorado (HRWC), that gives income qualified families the means to construct their own homes. Families who participate perform approximately 65% of the construction labor, under qualified supervision, on each others homes. The labor that families contribute substantially reduces the cost of each home, and serves as the down payment.
Participants in the program must be willing to contribute a minimum of 30 hours per week for approximately 8 to 12 months. Family and friends can contribute up to 15 hours per week which can count towards the 30 hours needed.
The Self-Help Housing Program is designed to assist families who are unable to buy clean, safe housing through conventional methods.
Since Housing Resources established the program in 1997, over 350 homes in Mesa County and surrounding areas have been built, providing affordable homeownership and helping to develop strong stable community bonds.
The benefits that the Self-Help Housing program provides to families and individuals is substantial!
Here is what to expect in a Self-Help home:
Who can apply?
How long is the application process?
Where is Housing Resources currently building? Fruita, Colorado
*EXAMPLES OF QUALIYING FAMILY INCOMES: (1) PERSON - $36,500.00, (4) PERSON HOUSEHOLD - $52,150.00 FOR MESA COUNTY
*Based on qualifying income. Wages and construction costs are subject to change.
**May be sooner if potential homeowner has begun to re-establish credit.
These examples can vary.
Do you want to build your own home but think you can't afford it?
Use your labor building the home as the downpayment.
Do you own or rent your own home and need help getting it ready for winter?
Weatherizing a home can save you money and help keep your home cool in the Summer and warm in the Winer.
Do you own your home and need assistance repairing it?
We are now serving Mesa and Garfield Counties with this program!
Looking for a home to rent?
We have several properties that my fit what you are looking for.
See how you can volunteer with Housing Resources.
Volunteers make a HUGE difference!
Take a look at what's going on at Housing Resources:
Home Buyer Education Classes